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Building
Brighter Futures

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Our Philosophy
Forging a
Path Together

We are committed to developing long-term client relationships based on trust, integrity, communication and a desire for your best possible outcomes, however you define them. We use a collaborative team approach with every client to leverage the individual skills and abilities of each member of our team. We will take the time to fully explore and understand your financial and life goals, evaluate your current situation and craft a strategy to help you get where you want to go.

Services
What We Offer

All journeys begin with a first step. Wherever you are on your wealth journey, our team has the experience to walk you through a comprehensive evaluation of your financial life and tailor an individualized plan to suit your needs. In this process, we will evaluate the following key areas:

  • Current assets: where you are now and where you want to be
  • Debts/Obligations: the objective being debt-free prosperity
  • Retirement planning: targeting a long-term, sustainable distribution strategy with tax-efficiency and assessing when to start social security
  • Risk Management: how to protect what you have while pursuing wealth accumulation
  • Estate planning: how to preserve your assets from one generation to the next

Portfolio Management


  • Investment allocation
  • Retirement planning
  • Income, cash flow & savings analysis
  • Income tax planning
  • Education planning
  • Implementation assistance
  • Periodic review
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Estate Planning


  • Define estate planning goals
  • Assist in designing plan
  • Wills/Trusts
  • Analyze estate tax
  • Charitable giving strategies
  • Beneficiary determination
  • Facilitate family meetings
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Investment Planning


  • Determine risk tolerance
  • Establish personalized investment policy
  • Quarterly portfolio reports
  • Charitable giving
  • Annual portfolio review
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Financial Plan


  • Affording a home, children, etc
  • Investment allocation
  • Spending plans/budgeting
  • Debt reduction
  • Savings vs investing
  • Education planning
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Research & Management


  • No load mutual funds & ETFs
  • Manager selection
  • Asset allocation
  • Periodic rebalancing
  • Account type selection
  • Ongoing manager monitoring
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Asset Protection


  • Determine insurance needs: life & disability
  • Long-term care strategies
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Ebook
Understanding Your Estate

Managing Your Estate is a Key Financial Choice

About Us
A Team Working Towards Your Goals

RP Mercier & Associates was founded in 1977 by Dick Mercier and incorporated as Mercier Financial Group in 2006. Dick was joined by his two sons, Peter and Tyler in 1989 & 1991, and daughter-in-law, Melissa in 1993. Tragically, Peter passed away in 2022, but our family heritage, and our focus on helping other families accumulate, preserve, and pass on wealth remains the driving passion behind Mercier Financial to this day.

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Contact Us
Speak with a Financial
Professional

Please send us a contact request and we will call you to arrange a meeting with one of our highly skilled advisors.

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